Accountants for Doctors, GPs and Consultants
Tax returns, PSWT refunds, locum income, pensions and practice accounts for GPs, hospital consultants and locum doctors across Kerry and Ireland.
Accounting for busy doctors
Doctors rarely have one simple income. A GP may have GMS income, private fees and locum work. A consultant may have an HSE salary and a private practice. A locum may work for several practices and hospitals in one year. Each comes with its own tax treatment.
We pull it all together into one return, claim back Professional Services Withholding Tax, and plan your pension so you get full tax relief. Everything is online, so you deal with us between clinics, not on your day off.
What we do for doctors
Form 11 returns
PAYE salary, private fees, locum income and investments on one return, filed on ROS.
PSWT refunds
We track the 20% withheld from HSE and other state payments and claim it against your tax, including interim refunds where you qualify.
Practice accounts
Annual accounts, payroll for practice staff and VAT advice for GP practices and clinics.
Locum doctors
Self-employed accounts, preliminary tax and expenses for locums working across several sites.
Pension planning
Contributions timed to get the maximum relief for your age.
Company structures
Advice on whether a company suits your private practice.
Pension tax relief limits
| Age | Maximum relief (% of earnings) |
|---|---|
| Under 30 | 15% |
| 30 to 39 | 20% |
| 40 to 49 | 25% |
| 50 to 54 | 30% |
| 55 to 59 | 35% |
| 60 and over | 40% |
Relief applies to earnings up to €115,000 a year. For many consultants and GPs, this is one of the biggest legal tax savings available.
Owed PSWT from the HSE?
Most doctors are owed some of the 20% withheld. We claim it back as part of your return.
Get a quoteExpenses doctors can claim
- Medical indemnity insurance
- Medical Council and professional body fees
- CPD courses, conferences and journals
- Medical equipment and practice software
- Business share of car, phone and home office costs for self-employed work
For PAYE-only staff such as NCHDs, see our guide for employees with non-PAYE income and the four-year rule for unclaimed expenses.
Frequently asked questions
What is PSWT?
Professional Services Withholding Tax is 20% withheld from payments by the HSE and other accountable persons for professional services. It is a credit against your income tax.
Do locum doctors need to file a Form 11?
Yes, if they are self-employed, which most locums are. Preliminary tax is due each year too.
Can you help doctors working in Tralee?
Yes. We can help doctors in Tralee and across Ireland, in person near Castlemaine or fully online.
What does it cost?
A fixed fee based on your income sources. See our accountant fees.
Talk to a Chartered Accountant
Book a free 30-minute business check. You get a clear fixed fee before any work starts.
